Services
Mid-State Mutual Insurance Company »
01
Farm
Our century-old insurance company was founded by farmers to serve farmers. As such, we deeply understand their unique insurance needs and have decades of experience tailoring policies to meet the demands of rural Minnesota farm owners.
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Our farm insurance policies cover your property and assets against unforeseen perils like wind, hail, and fire.
Farm Insurance that covers:
- Livestock
- Grain
Replacement Cost on Outbuildings & Structures Owned, Rented, or Leased Farm Equipment
- Personal Property
- Residence
As a Minnesota-founded insurance company and as Minnesota residents ourselves, we know how vulnerable your farming operation is to our unpredictable weather events – baseball-sized hail, straight-line winds, etc. A farm insurance policy developed by one of our agents is one of your best defenses against unforeseen damage or loss. Contact an agent to review or update your existing policy or to have a detailed quote prepared to meet your needs.
Mid-State Mutual Insurance Company writes farm insurance policies throughout 20 Southern Minnesota counties, including:
• Blue Earth
• Brown
• Carver
• Dakota
• Dodge
• Faribault
• Fillmore
• Freeborn
• Goodhue
• Le Sueur
• Mower
• Nicollet
• Olmsted
• Rice
• Scott
• Sibley
• Steele
• Wabasha
• Waseca
• Winona
02
Home Owners
Your home is probably going to be the single largest and most important investment you ever make in your lifetime. Following that should be the insurance plan you choose to protect it.
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At Mid-State Mutual Insurance Company, we understand your home isn’t just a building constructed of lumber and sheetrock. We know that it’s a place where you relax, a place where memories are made, and a place where you raise your children. That’s why we provide a wide range of homeowner policies that offer protection for traditional single-family homes.
Whether it’s theft, fire, wind, or extended coverage, our comprehensive homeowner’s Insurance can protect not only the outside structure but also your valued possessions inside. Let Mid-State Mutual Insurance Company help you protect your investment, from your first home to your dream home.
03
Inland Marine
In some cases, it is obvious that insurance coverage is needed, but it may not be quite as clear as to what type of insurance is actually required. In many of these cases, the answer is Inland Marine Insurance, a coverage specially designed for high-value properties.
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Mid-State Mutual Insurance Company offers inland marine coverage to protect your property while it’s in transit and high-value items that are extremely mobile.
Oftentimes, people don’t even realize the number of valuable belongings they actually own; that’s where we come in. Our agents are skilled at asking the right questions, making certain that everything that needs coverage is covered.
04
Liability
Whether you need farm liability or personal liability, there are many factors that should be taken into consideration. Contact one of our agents for your liability needs.
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We prioritize safeguarding your interests with our comprehensive insurance offerings. Mid-State Mutual Insurance Company’s network of skilled insurance agents is dedicated to offering expert guidance and reliable protection. Whether it’s personal or commercial liability, we tailor policies to your specific needs, ensuring you’re shielded from potential risks. Trust us to navigate the complexities of Liability Insurance, allowing you to focus on what matters most while we manage your insurance concerns with care and proficiency.